Understand the emerging
financial system.
Prepared for what's next.
Reset Ready Labs is a research and publishing group examining the convergence of artificial intelligence, biometric identity, central bank digital currency, and a digital-control layer — the ABCD System — and what it means for the economy, personal finances, and society. Calm, evidence-based analysis written for experts and non-experts alike.
The framework
Four forces, one architecture
Much of the change now underway in the global financial ecosystem can rooted in four key technologies. Each technology matters on its own; together they form an integrated system in which identity, money, and permission can be linked in real time.
AI decisioning
Algorithms used to track, trace, and approve (or deny) economic activity.
Biometric identity
Identity becomes the key to financial life, binding each transaction to a verified person.
Central bank digital currency
Money issued digitally by a central bank or private parties with programmable potential
Digital-control layer
The compliance and monitoring layer that ties it all together and can condition how money is used.
The Reset
A plain-English overview of the coming financial ecosystem and its economic, financial, and sociological effects.
The Research
Ten working papers plus twenty-five appendices on the ABCD System — each with a plain-English summaries, infographic, slide presentations, and video.
Reach Us
About the founder and the work — and how to get in touch about the research, collaboration, or media.
Explore the full library
Ten papers and twenty-five appendices, each with media to help you understand the coming financial ecosystem.